Can I use my credit card in Tanzania?

Yes, credit cards are available in Tanzania, but they are not as widely used as in some other countries. Major credit cards, such as Visa, Mastercard, and American Express, are accepted at most hotels, restaurants, and shops in the tourist area. However, small businesses and stores in rural areas may not accept credit cards.

Here are some things to keep in mind when using your credit card in Tanzania:

Check with your bank before leaving to ensure that your card will function in Tanzania. To ensure that your card is not reported for fraudulent activity, certain banks may need you to tell them that you will be traveling to Tanzania.
Keep an eye out for ATM costs. In Tanzania, most ATMs charge a fee for withdrawals. This cost is usually between USD 5 and USD 10.
Use ATMs that are located in safe areas. When utilizing ATMs in dark or isolated regions, use caution.
Keep all of your receipts. Keep all of your credit card receipts in case a dispute arises.

Here are some alternative ways to pay for your trip to Tanzania:

Cash: In Tanzania, cash is still the most generally accepted form of payment. Exchange your currencies into Tanzanian shillings at approved Bureau de Changes or banks.
Traveler's checks: Traveler's checks are another secure method of carrying money in Tanzania. Traveler's checks can be cashed at banks and select hotels.
Mobile payments: In Tanzania, mobile payments are growing increasingly popular. Payments may be made at stores, restaurants, and other businesses via applications such as M-Pesa and Tigo Pesa.